State and Territory governments, community housing providers, First Nations housing providers and eligible partners can apply for HAFF Round 3 funding.
The round opens January 2026, is non-competitive, and has no fixed closing date - it will remain open until all dwellings are committed. Funding includes 25-year Availability Payments, concessional loans (up to $145,000 per dwelling or 20% of costs), and senior debt (long-term, first mortgage finance offering lower-cost borrowing).